What Is Pension Drawdown?
Pension drawdown lets you keep your pension invested while withdrawing money as and when you need it. Unlike an annuity, you stay in control — choosing how much to take and when. But with that flexibility comes responsibility, which is why expert advice matters.
A drawdown adviser will review your pension, assess your income needs, and help you create a withdrawal strategy that balances lifestyle today with security for the future. Every adviser in our network holds the specialist qualifications required for pension transfer and drawdown advice.
Why Get Drawdown Advice?
- ✓Tax-Free Cash — take up to 25% of your pension pot tax-free
- ✓Stay Invested — keep the rest invested with potential for growth
- ✓Sustainable Income — choose a withdrawal rate so your money lasts
- ✓Tax-Efficient Legacy — pass unused savings to your beneficiaries
Our Expert Adviser Network
All of the advisers we work with are FCA-authorised and regulated.
How It Works
Getting drawdown advice takes just a few simple steps
Tell Us About You
Share your pension details and retirement goals so we can find the right adviser.
Review Your Options
Your adviser analyses your pension, tax position, and income needs.
Get Your Strategy
Receive a personalised drawdown plan with sustainable withdrawal rates.
Handled By Expert
Discuss your plan with your FCA-regulated adviser and start accessing your pension.
Real Results From Real Clients
See what clients have achieved with professional pension advice from advisers they have been matched with.
"I had no idea how pension drawdown actually worked. My adviser explained what I'd pay in tax, how I could take it bit by bit, and set it all up for me. Dead straightforward in the end."
Paul Jennings
Stamford· 5 days ago
"I wanted to take some of my pension but didn't want to buy an annuity. My adviser set me up with flexi-access drawdown and I'm now taking a regular income while the rest stays invested. Best decision I've made."
Karen Lowe
Melton Mowbray· 1 week ago
"I needed to release my 25% tax-free lump sum but wasn't sure how drawdown worked alongside it. The adviser walked me through everything and I got my cash within weeks. Really pleased."
Derek Saunders
Worksop· 2 weeks ago
"I'd been staring at my pension statement for months not knowing what to do. The adviser explained drawdown vs annuity in plain English and I went with drawdown. Now I've got proper flexibility with my retirement income."
Susan Fletcher
Spalding· 3 weeks ago
"Was worried about running out of money in drawdown but my adviser worked out how much I can safely take each year without it drying up. Feel much more confident about the years ahead."
Brian Holt
Nottingham· 1 month ago
"I had two old pensions doing nothing. The adviser consolidated them into a drawdown plan and I'm now taking a monthly income. It's like getting a pay rise in retirement."
Linda Marsh
Sleaford· 2 months ago
"Going from a salary to pension drawdown felt daunting but my adviser made the whole thing painless. I know exactly how much I can take each month without worrying about tax surprises."
Tony Richardson
Hinckley· 3 months ago
4.83 Average Rating
Based on 217 client reviews