Pension access age: the change from 55 to 57
Find out when the UK's normal minimum pension age rises to 57, who may have a protected pension age and how to plan for the gap.
Last reviewed 4 September 2026
Frequently asked questions
Can I still take my pension at 55 after April 2028?
Usually not unless you have a valid protected pension age or meet an ill-health exception. Ask your scheme to confirm your position.
Is State Pension age also changing to 57?
No. State Pension age is separate and currently 66, with a legislated increase to 67 between 2026 and 2028.
What if I start drawdown before the change?
Benefits validly put into payment are not generally forced to stop, but transitional and scheme rules should be checked with the provider.