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40% IHT
From April 2027 your pension could be hit with inheritance tax
- From April 2027 pensions are subject to 40% inheritance tax
- Discover legitimate ways to protect what you've saved
- Expert guidance from FCA-regulated pension advisers
- No upfront cost — free initial review before the rules change
The April 2027 Pension Tax Trap
For decades, pensions have sat outside your estate for inheritance tax purposes — meaning loved ones could inherit them without HMRC taking a 40% slice. That's about to change.
From 6 April 2027, most unused pension funds will be brought inside your estate for inheritance tax. On larger estates, that could mean tens — or even hundreds — of thousands going to HMRC instead of your family.
The good news? There are still legitimate, FCA-regulated planning steps you can take now to soften the blow. The earlier you act, the more options you have.
What You'll Discover
- ✓How Much Is At Risk — see what HMRC could take from your pension after 2027
- ✓Expert Guidance — specialist advisers who plan for IHT every day
- ✓Legitimate Planning Options — gifting, drawdown strategies, trusts and more
- ✓No Upfront Cost — your initial review is completely free
- ✓FCA-Regulated Advisers — fully authorised, every adviser in our network
How It Works
Protecting your pension from the 2027 IHT change takes just a few simple steps
Tell Us About You
Share a few quick details about your pension and total estate.
IHT Exposure Check
Your adviser calculates how much your family could lose to HMRC after April 2027.
Get Your Plan
Receive a personalised plan covering gifting, drawdown, trusts and beneficiary options.
Speak To An Expert
Discuss your options with an FCA-regulated adviser — no obligation.
Real Results From Real Clients
See what clients have achieved with professional pension advice from advisers they have been matched with.
"I had no idea the rules were changing in 2027. My adviser ran the numbers and showed exactly what HMRC would have taken. We restructured things in time and my children will inherit far more than they would have."
Edward Thornton
Harpenden· 4 days ago
"Always assumed pensions were safe from inheritance tax — that's what they used to be. The adviser explained the April 2027 change in plain English and put a plan in place. Wish I'd known sooner."
Margaret Davies
Berkhamsted· 1 week ago
"I was stunned when I learned what would happen to my pension after 2027. My adviser walked me through gifting, drawdown and trust options. Now I have a proper plan instead of just hoping."
Brian Whitmore
Bedford· 2 weeks ago
"My biggest fear was leaving my kids with a tax bill instead of an inheritance. The adviser showed me legitimate ways to reduce that. Real peace of mind before the rules change."
Linda Faulkner
Peterborough· 3 weeks ago
"Didn't realise the size of the bill my estate would face once pensions are pulled into IHT. My adviser found three legitimate routes to bring it down. Genuinely grateful I started early."
Geoffrey Mason
Chorleywood· 1 month ago
"I'd been worrying about it for months without doing anything. One free chat and I had a clear picture and a plan. Should have done it much earlier."
Joan Pemberton
Loughborough· 2 months ago
"Beyond the IHT planning, the adviser also fixed my pension nominations so the right people inherit in the right way. Lots of small things that add up to a big difference."
Roger Allbright
Grantham· 3 months ago
4.83 Average Rating
Based on 217 client reviews