What Is A Whole Of Market Pension Review?
A whole of market pension review is a free, no-obligation health check on your existing pensions, carried out by an independent FCA-regulated adviser. Unlike a tied or restricted adviser, an independent adviser can look across every provider in the UK market — not just a single panel — to make sure your pension is genuinely working as hard as it could be.
Your adviser will check your charges, fund performance, flexibility, death benefits and tax position. If your current pension is right for you, they'll tell you. If there's a better option elsewhere, they'll explain exactly why — and only act if you choose to go ahead. No pressure, no upfront fees, and no obligation to switch.
Why Get An Independent Review?
- ✓Whole of Market — every UK pension provider considered, not just one panel
- ✓Free & No Obligation — keep your pension where it is if you wish
- ✓Check Hidden Charges — see if you're losing thousands to high fees
- ✓Independent Expertise — FCA-regulated advisers acting in your interest
Our Expert Adviser Network
All of the advisers we work with are FCA-authorised and regulated.
How It Works
Getting your free pension review takes just a few simple steps
Tell Us About You
Share your pension details and goals so we can match you with the right independent adviser.
Whole Of Market Review
Your adviser checks your pension against every provider for charges, performance and flexibility.
Clear Recommendation
Get a plain-English review showing if your pension is right — or if there's a better option.
You Decide
Stay where you are or act on the recommendation. Either way, the review is free and no obligation.
Real Results From Real Clients
See what clients have achieved with professional pension advice from advisers they have been matched with.
"I'd had the same pension for over 20 years and never really looked at it. The adviser showed me I was paying way more in charges than I needed to. Switched it and I'll be thousands better off in retirement."
Margaret Hill
Loughborough· 4 days ago
"I had three old workplace pensions and no idea if they were any good. The independent review gave me a proper answer in plain English. Honestly, I wish I'd done it 10 years ago."
Robert Carter
Peterborough· 1 week ago
"It was completely free and no pressure to do anything. They just told me what they thought. Turned out my old pension wasn't fit for purpose so we moved it. Already up nicely since."
Diane Pope
Mansfield· 2 weeks ago
"The adviser actually told me my existing pension was decent and to leave it alone. No sales pitch, no fee. Just an honest opinion. That meant more than you'd think."
Geoffrey Wells
Grantham· 3 weeks ago
"I had bits and pieces all over the place from different jobs. The independent adviser pulled it all together, showed me the charges side by side, and consolidated the worst ones. Much easier to keep track of now."
Patricia Owen
Bedford· 1 month ago
"I'm 60 and didn't know if I was on track. The review showed me where I stood and what I could do to boost my retirement income. Now I've got a proper plan and a date in mind."
Ian Crawford
Newark on Trent· 2 months ago
"The adviser explained that my pension was sitting in a default fund that wasn't ideal for me. They suggested a more suitable option through an independent provider. Easy decision once I saw it laid out."
Helen Ashby
Berkhamsted· 3 months ago
4.83 Average Rating
Based on 217 client reviews